Feeling Stressed by Post-Holiday Debt?
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Do you feel like you’re drowning in high-interest credit card debt, personal loans, or other bills? You’re not alone. But what if there was a smarter, more affordable way to consolidate your debt and give yourself a fresh financial start? With a Home Equity Line of Credit (HELOC), you could take control of your debt, lower your monthly payments, and save money on interest—just by using the value of your home.
Why Choose a HELOC?
Lower Interest Rates: Credit cards and personal loans often come with high interest rates, but a HELOC could offer you a much lower rate. This means more of your payment goes toward paying off your balance, not interest.
Flexible Access to Funds: With a HELOC, you get a revolving line of credit, so you can borrow what you need, when you need it. Whether you have one big payment or multiple smaller ones, you can use your HELOC to pay off all your debt at once.
Consolidate Multiple Debts: Juggling multiple bills and payments? Use your HELOC to pay off several high-interest debts with one simple monthly payment
*APR= Annual Percentage Rate. 6.50% rate applies to loans in first position only. Other rates and terms available. Borrow up to 100% LTV. Credit approval, satisfactory appraisal and other conditions apply. Minimum 670 credit score required for promotional rate. Credit Union will pay all closing fees generally ranging from $0.00 to $1,350 except for the member paid appraisal and if HELOC is closed within 24 months of the open date. Offer valid January 1st, 2025 – January 31st, 2025. See credit union for details.
