Search

Credit Cards

Clock tower in center of downtown Palatka, FL with bridge and water in distance

Visa Credit Card®

Use our Visa® Credit Cards to add convenience to everyday shopping needs, travel and holiday expenses. Accepted worldwide, enjoy a low, non-variable rate on our Visa Credit Cards. All of our cards offer:

Visa Platinum

9.90% APR*

Visa Gold Plus

10.49% APR*

Visa Gold

12.96% APR*

Now Available: Contactless Cards!

Now you can pay in a tap with your First Coast Visa® Credit Card! Simply look for the contactless payment symbol where you shop everyday.

Frequently Asked Questions

A contactless Visa credit card allows you to make payments without inserting the card or swiping it. Instead, you simply tap your card near a contactless-enabled terminal to complete a transaction.

To use your contactless Visa credit card, look for the contactless symbol (a wave or radio waves icon) on the terminal and hold your card near it. The terminal will recognize the card and process the payment automatically.

Yes, current First Coast Visa® cards will work, it will NOT have the tap to pay capability. The new technology only applies to newly issued cards and replacement cards. If you want a tap-to-pay enabled card, please reach out to us!

You can use your contactless Visa® card wherever contactless payments are accepted. Look for the contactless symbol on the merchant’s payment terminal. If tap-to-pay isn’t available, simply insert your chip as normal.

The main difference is that a contactless Visa card allows you to pay by tapping, whereas a regular chip card requires you to insert it into the terminal. Both types of cards use similar security measures, such as encryption and authentication, but contactless cards offer a faster and more convenient payment option.

*APR= Annual Percentage Rate. Rates subject to change without notice. Rate based on creditworthiness.
eZCard

Manage Your FCCCU Visa Online

Traveling?

  • For VISA balance inquiries, transaction inquiries, contact FCCCU during business hours at: (386) 328-5555.
  • For 24-Hour Cardholder Services (800) 423-7503.
  • While traveling, 24 hours per day 7 days per week, call the Visa Assistance Center (800) VISA-911.

If outside the United States call collect (410) 581-9994.

Mailing Address for Payments

VISA
PO Box 4521
Carol Stream, IL 60197-4521

Report a Lost or Stolen VISA

To Report a Lost or Stolen VISA Credit Card call
(800) 453-4270.

Apply for Your FCCCU Visa Today!

Visit our offices today, call (386) 328-5555or Apply Online now.

You are now leaving First Coast Community Credit Union

First Coast Community Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by First Coast Community Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL